Congress created the Fair Credit Reporting Act to help people avoid the harmful effects of inaccurate credit information.

Banks rely on your credit score to determine whether to give you a good loan, or a terrible one.  The costs of poor credit are tremendous. Poor credit can keep you from getting a credit card, a car, or a home. In addition, people with poor credit often face higher interest rates, higher insurance rates, and cannot start a business that depends on loans.

Jacob High has used the Fair Credit Reporting Act laws to ensure that people preserve their rights under the law. Whether you’re shopping for a home, a car, or a wedding ring, you can benefit from having good credit. If you have poor credit or are thinking about making a purchase that requires a loan, please speak with Jacob to learn your rights under the Fair Credit Reporting Act.